If you’re an international student considering the UK, cost matters. Big-name cities like London might excite—but they can also drain your budget fast. The good news? You can enjoy excellent education, vibrant student life and value for money by choosing the right city. Below, you’ll find eight UK cities that offer lower living costs and host great universities. Your wallet will thank you.
How we ranked them
We scanned UK cities by average annual living costs (rent, food, transport, utilities) and then paired those cities with leading universities ranked by QS. The result: spots where you can live affordably and study somewhere with a strong reputation.
Most affordable UK cities for students
1. Derby
Situated in England’s East Midlands, Derby claims the top spot for affordability. It offers access to beautiful countryside like the Peak District National Park and a relaxed pace of life.Students in Derby pay significantly less than in London — and you’ll still find quality education at the University of Derby.
2. Kingston-upon-Hull (Hull)
Located in East Yorkshire, Hull has transformed from industry town to modern student-friendly city, with arts, culture and attractions like an underwater-tunnel aquarium. Living costs are low compared to many UK cities, and the University of Hull is noteworthy for its research focus.
3. Stoke-on-Trent
Known as “The Potteries”, this central England city is rich in heritage. With lots of outdoor options and green spaces, it also offers very student-friendly living costs. The University of Staffordshire (campus in Stoke) is one of its key educational institutions.
4. Plymouth
Set on England’s southwest coast, Plymouth is dubbed “Britain’s Ocean City”. From beaches to hikes and water-based activities, it’s a scenic and student-friendly destination. The University of Plymouth serves a large student population with strong academic options.
5. Bradford
In West Yorkshire, Bradford boasts rich industrial history, diverse culture and access to nature (including the Yorkshire Dales National Park). Living costs remain modest, and you’ll find the reputable University of Bradford here.
6. Northampton
A well-connected town in the East Midlands, Northampton brings access to major cities like London and Birmingham via train, yet with lower living expenses. The University of Northampton offers modern facilities and campus life.
7. Dundee
Over in Scotland, Dundee is compact, friendly, and known for creativity and tech (especially in video games). It’s one of the more affordable student cities north of the border, and you’ll find the University of Dundee there.
8. York
Historic, charming and safe, York offers a high-quality lifestyle without the high price tag of major metros. With good transport links and the distinguished University of York, it’s an excellent pick.
9. Belfast
In Northern Ireland’s capital, Belfast blends affordability with culture, maritime history and a warm student community. With the respected Queen’s University Belfast (and campus of Ulster University), it’s a compelling choice for budget-conscious students.
Why choosing a more affordable city matters
Opting for a cheaper city doesn’t mean you compromise on student experience. You’ll still find vibrant communities, social life, student societies and access to major cities via transport. Meanwhile, your budget goes further.
1. Cost-saving tips for student life in the UK
2. Share accommodation with others to split rent.
3. Use student travel passes or public transport discounts.
4. Cook meals at home, use supermarkets, avoid frequent eating out.
5. Take advantage of student discounts for entertainment or shopping.
Final thoughts
If you’re looking to study in the UK and keep costs down, these cities tick both boxes: strong universities + affordable living. Think beyond London, explore these regions, and you might just find your perfect student city.

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