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Full CBT Rollout for SSCE Postponed to 2027 by WAEC

 Abuja — The West African Examinations Council (WAEC) has postponed the full implementation of the computer-based test (CBT) format for the 2026 Senior School Certificate Examination (SSCE) until 2027, according to a statement released at the council’s 63rd annual meeting in Umuahia, Abia State.  Hajia Binta Abdulkadir, Chairman of WAEC’s Nigeria National Committee, explained that the 2026 May/June edition will now serve as a pilot phase — allowing candidates to sit for either the traditional paper-and-pen test or the digital format. She emphasized that no student will be disadvantaged by the transition.  The delay follows widespread concern over the readiness of many schools, particularly in rural areas, for full digital exams. Many institutions lack adequate computers, reliable electricity, internet connectivity, and trained personnel—factors WAEC and the Federal Ministry of Education say are essential for a successful rollout.  To facilitate the switch, WAEC co...

Educational Insurance: A Smart Way to Secure Your Child's Future

 


As a parent, there's nothing more important than ensuring your child's future is secure. One way to do this is by investing in educational insurance. Educational insurance is a type of insurance plan that helps parents save for their child's education expenses while also providing a safety net in case of unforeseen events.

Benefits of Educational Insurance

1. Secure Funding for Education: Educational insurance provides a guaranteed amount for your child's education expenses, ensuring they can pursue their dreams without financial burdens.

2. Protection against Uncertainty: In the event of the policyholder's death or disability, the insurance plan provides a lump sum payment to ensure the child's education continues uninterrupted.

3. Tax Benefits: Many educational insurance plans offer tax benefits, reducing your taxable income and increasing your savings.

4. Disciplined Savings: Educational insurance plans encourage disciplined savings, helping you set aside a fixed amount regularly for your child's education.

Types of Educational Insurance Plans

1. Unit-Linked Plans: These plans invest your premiums in various assets, such as stocks or bonds, and offer potential for long-term growth.

2. Traditional Plans: These plans offer a guaranteed return and a fixed maturity amount, providing stability and predictability.

3. Endowment Plans: These plans combine insurance and savings, providing a lump sum payment at maturity or in the event of the policyholder's death.

How to Achieve Educational Insurance

1. Assess Your Needs: Determine how much you need to save for your child's education expenses, considering factors like inflation and future costs.

2. Choose the Right Plan: Select an educational insurance plan that aligns with your financial goals, risk tolerance, and budget.

3. Set a Realistic Timeline: Decide on a realistic timeline for saving and investing, considering your child's age and education milestones.

4. Pay Premiums Regularly: Make timely premium payments to ensure your policy remains active and your child's education fund grows.

5. Monitor and Adjust: Regularly review your policy and adjust your contributions or investment options as needed to ensure you're on track to meet your goals.

Tips for Maximizing Educational Insurance Benefits

1. Start Early: The earlier you start saving, the more time your money has to grow.

2. Be Consistent: Make regular premium payments to ensure your policy remains active and your child's education fund grows.

3. Diversify Your Investments: Consider diversifying your investments to minimize risk and maximize returns.

4. Review and Update: Regularly review your policy and update your contributions or investment options as needed.

Conclusion

Educational insurance is a smart way to secure your child's future, providing a guaranteed amount for education expenses while offering protection against uncertainty. By understanding the benefits and types of educational insurance plans, you can make informed decisions and create a secure financial future for your child.

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